Is an IVA right for me?

If I cannot afford to pay off my debt, is a part of it written off?
Will my creditors stop contacting me?
Is it possible to keep my home?
Will there be a fixed time scale for my IVA?
Will an IVA avoid my financial situation from being publicised?

How the IVA process works
9 Steps to Freedom From Debt

1. You make an enquiry by telephone, text or e-mail and we will advise you of the best option.
2. Complete the on-line application and e-mail it back to us.
3. From the information provided, we will work out how we can help and contact you.
4. We will review your monthly income and expenditure and calculate your monthly contribution.
5. We will prepare proposals and ask you to return them to us. We will then proceed with your Arrangement.
6. We will schedule a creditors meeting.
7. You will be given a payment schedule for the duration of your IVA.
8. Your monthly contribution will be held in trust and we will deal with your creditors. So long as you maintain your contributions, your creditors should not contact you again.
9. At the conclusion of your Arrangement, all outstanding debts will be written off.

Simply follow the instructions and look forward to a life without debt.

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